Taste of Home - Free Sample

 Taste of Home - Free Sample



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10 Steps to Financial Health in the New Year

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  10 Steps to Financial Health in the New Year 1)   Take stock You can't make meaningful financial changes in the New Year unless you know where you are right now. A good place to start is with a snapshot of your overall wealth, otherwise known as your net worth. Add up your assets (what you own); then subtract your liabilities (what you owe). This will show you whether you're in the plus or the minus, help you plan and prioritize your spending, saving and investing, and provide a benchmark against which you can measure your progress over the years. This is also a good time to review your credit report to make sure your accounts and liabilities are listed accurately. Finally, look at your cash flow over the past year. What came in each month? What went out? If you regularly spent more than you earned, decide what changes you'll make to turn things around. 2)   Set goals and prioritize What’s at the top of your list of goals this year? Whether you want ...
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Protect your heart with natural vitamin A

Protect your heart with natural vitamin A Vitamin A Recent studies on the peritoneal – the fluid sac that surrounds the organs in your abdomen – revealed that a key bioactive metabolite of vitamin A called retinoic acid provides the signal for macrophages to quickly ride to rescue damaged organs. 3 You may have already heard of retinoic acid. It’s found in many lotions for skin wrinkling. Retinoic acid is basically a more potent version of retinol, a common over-the-counter version of bioactive vitamin A that you’ll find in skin anti-aging creams and lotions. In your body, retinoic acid is synthesized from retinol. Now, your doctor may have warned you about the awful dangers of vitamin A. Symptoms like dizziness, nausea, headaches, fatigue, and anemia. What they DON’T tell you is that drug companies make synthetic forms of vitamin A and market them as drugs. They’re hoping you’ll trust their drug version instead of natural vitamin A. Protect your heart with natural vitamin A The best w...
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decouple carbon emissions from economic growth.

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  It's refreshing to see wealthy countries finally learn how to   decouple carbon emissions from economic growth . This is especially significant for nations like Australia and New Zealand that historically have relied on coal. As it turns out, carbon emissions and GDP growth can be mutually exclusive. (Who knew!) The problem, of course, is that all of this is still ~30 years overdue. The climate will continue to warm, and that warming will continue to affect us. How does climate change affect the wine industry? Europe is wine's most important continent. Most of the world's wines come from Europe, and just 3 countries account for over half of all wine production: France, Italy and Spain. Global warming will eventually require pretty much every industry in the world to change the way they produce goods. But this is especially true for industries that  rely on the climate to survive , like wine. It's is one of the biggest topics in the industry today. From changing viticu...
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